Saturday, July 30, 2011

24 Month Loans: No Fax, No Document, Quick Cash

If you need money fast, 24 month loans is a loan which provides fast liberation to your money worries. It is for when you require money immediately due to some unexpected circumstances. It tides you to over your next pay day when you have enough cash to reimburse what you have borrowed. So, when you are in front of some financial critical situation and financial plan research instant help, you can get 24 month to pay off the loan.

24 Month Payday loans are long term loans which give you the pace and expediency and allow you to scrounge money to use for your astonishing everyday expenditure. These loans are kind of short term loans which are available to all the borrowers without placing security against the loan amount. As a matter of fact, these loans are open to all the borrowers irrespective of their credit status. This implies that borrowers with credit anomalies such as CCJ's, IVA, arrears, defaults etc too can apply for these loans. It has online application with easy application and instant approval. You need to fill a simple online application form with obligatory information plus little individual details and banking details. The endorsement of your application will be sent to you from the lender through an email and the loan money will get transferred in your account within couple of hours.

To end all your economic worries in a moment and swift manner, online application is the best and cheapest route for you. 24 month loans no faxing can be applied online without parting the soothe of your home or office. You can make a suitable study and can find a better loan deal for you with levelheaded rates.

With the help of 24 month loans no faxing, you can get easy and quick long term monetary support. These loans do not include faxing of pointless documents, no credit check and no lengthy official procedure. Thus, any one including the bad creditors can apply for these loans despite of their bad credit history. Arrears, defaults, foreclosures, insolvency, bankruptcy are also acceptable without any issues.

Online application will eliminate all the problems in the way to immediately get approved for these loans. Here, no faxing, no credit authentication is preferred. Just complete a 2 minute application form with basic details and within 24 hours the cash will get deposited in your bank account. To make the loan deal cost-effective you should repay the amount on time as delaying cause high penalty charges. So, pay the amount on time and make use of this loan according to your needs.

San Mateo County officials Takes on SMS Payday Loans

Redwood City's representative on the San Mateo County Board of Supervisors approved a decision that would avoid payday lenders from setting up shop.

San Mateo County Supervisor Laura Gibson is leading an attack alongside businesses that offer SMS Payday Loans, claiming the lenders often attach unfair interest rates to the ones offered in poor neighborhoods.

The San Mateo County Board of Supervisors unanimously approved a resolution Tuesday, which examines the possibility of bringing alternative businesses that offer similar services to San Mateo County.

The resolution, sponsored by Jacobs Gibson, also directs county staff to look into the possibility of zoning and permitting restrictions that could prevent payday lenders from setting up shop in certain areas.

"This is a strong statement that we are concerned about the predatory nature of Payday Loans by text," said Jacobs Gibson, who represents Redwood City, Menlo Park, East Palo Alto, and other unincorporated areas.

In order to obtain a payday loan, a customer typically writes a check to the lender for a principal amount plus an additional fee. The business holds the check until the due date on the loan arrives, which is often the following payday.

The customer then must either pay off the debt in person, or the lender will cash their check. If the customer cannot afford to pay back the loan on the due date, an extension can be granted, at the expense of additional fees.

A county report says some lenders charge as much as 459 percent interest rate on short-term loans.

There are 24 hours payday lending businesses in San Mateo County, and many of them are located in underprivileged neighborhoods, said Jacobs Gibson. She said county residents paid more than $6 million combined in interest and fees to these lenders last year.

She also said that she understood there may be a need for such businesses to exist locally, but wanted to educate residents about the alternatives available that may offer similar services without such severe interest rates and costs.

Pacifica has established moratoriums on allowing payday lenders within city limits, and both Daly City and East Palo Alto are considering similar measures, said Jacobs Gibson.

The approved resolution also officially opposes state legislation in the works, which would increase the allowable limit to be borrowed from $300 to $500 by customers of payday lenders.

"Payday Text Loans are hurting our most vulnerable community members, and we must find an alternative to Payday Loans by Message," said Laura Gibson.

Laura Gibson, representing the California Financial Service Providers, spoke at the meeting briefly on behalf of the payday lending industry.

He said that he wanted to address any misconceptions that the Board of Supervisors may have about the nature of the payday lending industry. California Financial Service Providers also filed formal opposition with the County in advance of the Board of Supervisors meeting Tuesday in Redwood City.

He said unfortunately he had not been in contact with Jacobs Gibson in advance of the resolution being drafted and passed, but wanted to work together with the county in the future as further measures are pursued.

"I just wanted to make sure you understood there was a voice from the business community on this matter," said Pena.

Laura Gibson said her office will soon be offering resource guides that promote the available alternatives to county residents who need cash in advance of their payday.

90 Day Loans

What is a pay day loan or cash advance? In general, a pay day loan is a short-term loan of a small amount of money that is meant to take care of a borrower's pressing expenses until the next coming pay day. In general, loans will range anywhere from a few hundreds, to a few thousand dollars. This money is borrowed on a half-month's term, and at very high annualized interest rates. The cheapest pay day loans, therefore, will entail very low interest rates. The 90 Day loans have definitely very advantageous terms compared to regular pay day loans. These loans will provide you with all the funds you need to purchase presents, pay for decoration, groceries and even traveling to another place to celebrate with your family. There is no particular purpose that these loans are meant for, so you can use it for whatever you need. These Loans can provide you with cheap financing for whatever extraordinary expenses you have during this time of the year.

More Advantageous Loan Terms

Though it is true that generally pay day loans do not feature very advantageous terms, 90 day loans are comparatively cheaper. The interest rate charged for these loans can easily match the rate charged for regular unsecured personal loans which turns them into a very convenient financial option for those with credit or financial difficulties. Moreover, though usually these loans come in small amounts hardly reaching the thousands dollars, during Christmas, it is not rare to find pay day loans of up to two thousands dollars or even more. Lenders, knowing that people want to purchase presents, decoration, groceries, etc. make these special offers in order to attract more customers.

Different Repayment Programs

Pay day loans are usually limited when it comes to repayment programs. You won't be able to find pay day loans featuring repayment programs lasting 5 or 10 years. Truth is that pay day loans are really short term loans that can offer you just a couple of months for repayment of the loan at most. But 90 day loans no credit check usually feature longer repayment programs. Though they still won't offer 5 to 10 years of repayment programs, you'll get more installments than with regular pay day loans or even later due dates or multiple due dates. However, you can take advantage of many promotions featuring fee waivers if you repay the loan within a short period of time or as soon as your pay check arrives. Traditionally, if borrowers do not pay off their loans on time, the person or store lending the money has the initiative to get the money from the checking account of the money borrower - this is possible, since many lending stores also require that borrowers give them a post-dated check that covers the entire loan along with interest and loan fees. If the check bounces, then woe to the borrower, there will be even more fees to pay.

Seeking the cheapest pay day loans, therefore, can be useless if you are unable to pay the loan on time. Before seeking pay day loans, assess your finances and check if you can pay your loans on time. Before you engage in borrowing and cash advances, take note of all the advantages and disadvantages attached to pay day loans. If your income is in danger, then you may want to find other methods to pay your debts. If you are in dire need and you have no other choice, then you can look for the cheapest pay day loans through your fellow employees or your own laborious searching.

Friday, July 29, 2011

Pounds Till Payday: instant funds for urgent requirements

There are various circumstances when one needs cash instantly and urgently. In such situation Pounds Till Payday can help you with the required cash. It will provide you the instant funds so you can tackle with your unwanted expenses as soon as possible.

These are short term monetary help. Through these borrowed funds you can easily fulfil your various requirements like medical bills, electricity bills, credit card bills, school fees, car bills, booking of tickets, and such can be easily paid without any delay. This instant amount is transferred into your bank account within 24 hour of applying.

There are certain criteria set by the loan providers that have to fulfill by the applicant. Such as:

• Borrower should have a regular source of income
• Applicant must hold an active bank account
• Applicant must be above 18 years of age.


The repayment period of Pound Loans ranges from 2 - 4 weeks. The funds that can borrow through this financial aid ranges from £100 - £1500 as per borrowers need and repaying capacity. The rate of interest is charged slightly high due the short repayment tenure of the funds.


Borrowers having credit problems like arrears, defaults, CCJ, IVA, bankruptcy, late payments can also avail this monetary assistance as it is free from credit check. Online is the best medium to get the funds quickly and on easy terms.

Thursday, July 14, 2011

Text Loans – Money with your cell phone

Technology has made things easier us; its new mantra is to avail the loan amount through mobile phones. Just send text message and the amount is debited in your account, this is the way lenders are offering Text Loans. It provides you the small financial help to meet any unexpected need that can create problem in your life.

These short terms financial help are provide big help at the time monetary crisis. With the help of this service you can take the amount from any part of the country just by sending SMS. Just in few minutes of sending message the amount will be transferred into your bank account. You can use the borrowed funds in the way you like without any restriction.

These short term finances allow you to borrow the amount up to £100 for the time period of 7 days. With this loan, you can also enjoy the easy repayment facility; the amount will be automatically transferred from your account on the repayment date. It helps you to repay the funds on time without stepping out from your home.

The short-term nature of this facility leads to a slightly higher rate of interest. In Text loans you can get small financial support that is up to £100 which has to be repaid within 7 days. Use this money for which ever purpose you want. Buy a gift for your mother, go on a family dinner, and pay your house hold and utility bills and much more. If you forget the date, there is no problem. The money gets transferred from your account to the lender on the due date of repayment.

Availing finance through this method is extremely easy, uncomplicated and fast. You only have to fill the simple online application form that would be given at the website of the lender. As he receives your request, he would give you a PIN code for the approval that would be verified once you send him a message for the desired amount. As you get an instant approval, you are free to get the amount.

Text Loans – Instant loans from SMS

Mobile phones have become a necessity in our life and one cannot imagine his life without it. Its multiple facilities are making life convenient and simple. Now, one more addition to its features is that through its SMS facility you can easily gain funds without much hassle. Instant text loans are a facility available in the financial market offering funds through mobile phone.

Is a financial glitch the cause of the frustration you are experiencing of late? If it is and you are searching for a way to get rid of it and meet your monetary needs quickly instant text loans are the perfect break through for you. Your mobile phone though useful already, will seem like an even bigger blessing due to the usefulness it shows when it comes to availing of this cash advance. It makes your life a lot easier and assists you with putting an end to your cash inadequacy temporarily.

The instant text loan facility offered by a number of financial institutions today offer amounts for applicants to pick from to up to £100. These amounts are lent for a maximum period of 7 days. All transfers that take place are done automatically, including the deduction of the amount on the day of repayment. If you have a genuine reason for not being able to repay the cash you are obligated to inform the lender in advance. Since these are loans that are of extreme short term nature they come with considerably higher rates of interest.

The cash you gain is delivered to your bank account within 24 hours of application. To apply the borrower must first register himself online by filling in a form. Once this is done, the lender sends the borrower a pin number which can be used for details on future transactions. This encourages a feeling of mutual trust and cordialness between both parties.

All of ones small needs like grocery purchases, a pending bill or any sudden medical requirement can be handled quite easily with £100. Bad credit holders no longer have to be hesitant about applying as no credit or background checks are conducted on applicants.

Text Loans – Instant loans from SMS

Mobile phones have become a necessity in our life and one cannot imagine his life without it. Its multiple facilities are making life convenient and simple. Now, one more addition to its features is that through its SMS facility you can easily gain funds without much hassle. Instant text loans are a facility available in the financial market offering funds through mobile phone.

Is a financial glitch the cause of the frustration you are experiencing of late? If it is and you are searching for a way to get rid of it and meet your monetary needs quickly instant text loans are the perfect break through for you. Your mobile phone though useful already, will seem like an even bigger blessing due to the usefulness it shows when it comes to availing of this cash advance. It makes your life a lot easier and assists you with putting an end to your cash inadequacy temporarily.

The instant text loan facility offered by a number of financial institutions today offer amounts for applicants to pick from to up to £100. These amounts are lent for a maximum period of 7 days. All transfers that take place are done automatically, including the deduction of the amount on the day of repayment. If you have a genuine reason for not being able to repay the cash you are obligated to inform the lender in advance. Since these are loans that are of extreme short term nature they come with considerably higher rates of interest.

The cash you gain is delivered to your bank account within 24 hours of application. To apply the borrower must first register himself online by filling in a form. Once this is done, the lender sends the borrower a pin number which can be used for details on future transactions. This encourages a feeling of mutual trust and cordialness between both parties.

All of ones small needs like grocery purchases, a pending bill or any sudden medical requirement can be handled quite easily with £100. Bad credit holders no longer have to be hesitant about applying as no credit or background checks are conducted on applicants.